The internet is a platform where almost everything is possible — building connections, acquiring information, leisure shopping, most especially, online scamming. Fraudulent activities are very common online. It targets people who are easily gullible and unaware of how the internet works. 

Digital literacy is an essential thing to be taught to every individual in order for them to wisely maximize the possibilities of the internet. Hence, this blog caters to teach people, most especially students, about how to avoid scamming incidents and how to tell if someone is scamming you online. 

Common Types of Online Scams

It is important to be aware of the different fraudulent motives that prevalently circulate online. This is to prevent you from being a victim of these thefts. 

Phishing

Generally executed in the form of e-mails and websites. Thieves deceive their victims into giving out their personal information and money through a deceptive website disguised as a legitimate one. 

Smishing

In the form of text messages or SMS, deceitful website links are sent that either download malicious software in your mobile phone or compel you to give out your personal information and money. 

Vishing/ Spoofing 

It is the act of deceiving people by making phone calls or sending automated voice messages. Vishing is often used by thieves to falsely represent themselves as legitimate personnel working for either the government, the security, and the bank.

6 Ways to Protect Yourself From Online Scams

Internet frauds are very rampant in this age of technology. Hence, everyone must learn how to protect themselves from falling into these kinds of traps. Through using ABCs, presented below is a fun and easy way to remember protective measures! It delves into topics such as how to stop scammers from calling and what to do when scammed.

Always think Before you Speak And/or Click

Whenever you enter websites or engage in calls that require you to input your personal information, think twice before doing so. For instance, legitimate banks would never ask for your account information, especially your PIN, over the phone. 

Browse the Internet Safely

One of the easiest ways on how to tell if someone is scamming you online is by using protective-browsing services that could be found on the internet. 

Check the Website 

Fraudulent websites commonly have questionable interfaces, designs, and link addresses. Once you notice that something does not sit right, leave the page right away

TIP: Download this ‘Safety Indicators’ checklist to guide you on how to determine whether website links are trustworthy or not

Dump the Spam Calls 

Setting up your phone’s privacy by blocking malicious spam calls is one way on how to stop scammers from calling

Enable a Protective Software on All of Your Devices

Installing anti-virus and anti-spyware software on your phones, tablets, and computers shield you from malware and cybercrime incidents. This anti-theft software can also detect the presence of harmful programs inside your devices.

Fast Action is Key

In case you become a victim of these online scams, immediately report it to both your local and national authorities. In the instance of bank-related scams, you may reach out and report the incident to the bank’s provided contact details. 

Online Safety Should be Practiced Daily! 

Now that you know how to prevent yourself from being scammed, it is time for you to apply what you have learned in order to protect yourself!

Cybercrime activities are very rampant nowadays. With the emergence of online media and technology, digital literacy should be taught to everyone, most especially to students and children. It is important to disseminate information on how to avoid scams, as well as what to do whenever you got caught in one. Internet thieves come in different ways. Hence, we should also broaden our knowledge about the different ways in how we can safeguard ourselves from these inconveniences. 

Safety should be your utmost priority, so never forget to use the internet wisely!

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